USA STUDENT LOANS TERMS OF SERVICE
Last Updated: 02/14/2016
PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING THIS SITE.
A. Special Definitions:
Xtreme Products LLC (doing business as USA Student Loans) herein known as, “The Company” or “USA Student Loans” independently owns and operates this websites entitled usastudentloans.org, usastudentloans.net
B. Terms Of Service:
Once you submit information to usastudentloans.org, we share your information with the appropriate entities by submitting the information, you understand and agree that you are submitting an inquiry about a loan product to USA Student Loans. By submitting the information, you are extending an express request to authorized representatives of USA Student Loans to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.
Upon receiving your information submitted through the website (usastudentloans.org) and/or as noted by an authorized agent of USA Student Loans by phone/email/fax, USA Student Loans then reviews all collected information to determine whether your case meets our loan qualification criteria. USA Student Loans may, among other things, verify your social security number, perform a credit check, and review your information against national databases that tracks consumer transactions with lending institutions. By submitting the form, you agree to allow USA Student Loans to review, verify, and research your information in such manner.
USA Student Loans does not make loans or credit decisions in connection with our service nor do we guarantee acceptance into any particular loan program or specific loan terms or conditions.
2. Disclaimers and Limitations:
THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS." usastudentloans.org EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. usastudentloans.org MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE ACHIEVED BY USING THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT. USE OF THIS WEB SITE AND/OR THE usastudentloans.org 'S SERVICES IS AT YOUR OWN RISK. usastudentloans.org ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE AND/OR SERVICES OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF usastudentloans.org HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY AND DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF usastudentloans.org, AND ITS OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND SERVICE PROVIDERS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
As a condition of using this web site and/or the services offered herein, you agree to indemnify usastudentloans.org from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this web site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms
4. Dispute Resolution
Any controversy or claim arising out of or relating to the use of the web site, to the goods or services provided by USA Student Loans, or to any acts or omission for which you may contend USA Student Loans is liable, including but not limited to any controversy or claim regarding whether the arbitration provision is applicable (collectively "Dispute"), will be settled finally and exclusively by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association in effect at that time. You agree that the arbitration will be conducted in Jacksonville, Florida and judgment on the arbitration award may be entered into any court of competent jurisdiction in Duval County, Florida. No arbitrator shall have the power to award damages in connection with any dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues of disputes involved.
THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN YOU AND THE COMPANY WILL BE RESOLVED BY BINDING ARBITRATION. THUS, YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. BY USING USASTUDENTLOANS.ORG’S SERVICES YOU CONSENT TO THESE RESTRICTIONS. IF YOU DO NOT AGREE TO THESE RESTRICTIONS, DO NOT ACCESS THEIR WEBSITE.
In the event the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and usastudentloans.org, you agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Duval County, Florida. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the services must be filed within one (1) year after such claim or cause of action arose or be forever barred.
5. General Terms
These terms constitute the entire agreement between you and USA Student Loans. These Terms shall be governed by the laws of the State of Florida without regard to its conflict of law provisions. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by usastudentloans.org to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. USA Student Loans may amend these terms at any time by posting the amended terms on its web site. All amended terms are automatically effective immediately, upon posting.Type your paragraph here.
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